[Private Banking vs Investment Banking]唔知想加入banking既你又有冇聽過private banking同investment banking呢？

[Private Banking vs Investment Banking]唔知想加入banking既你又有冇聽過private banking同investment banking呢？依兩個部門你話佢地完全獨立又唔係，話佢地好相似又未必，覺得好複雜？唔緊要，睇埋落去等小編話你知佢地係做咩架啦！1. What they do？Private Banking：主要幫一啲比較富有既人同埋大型機構去保存或者係增加財產同資產Investment Banking：主要幫大公司做公司買賣或者透過股本或債務去增加資金2.Target clientsPrivate banking clients：主要專注係資產分配同埋同banker既personal relationships，通常係有大量唔同投資項目既一個人或者一個家庭。佢地需要既係一個顧問或者老師去話比佢地知應該點樣做，或者簡單啲，話比佢地知你幫佢地做左啲咩。Investment banking clients：多數都係專注係某個asset class既市場專家，佢地需要既係投資ideas同埋選擇依個投資方案既原因，如果可以諗到一啲佢地都冇諗過既方向就更加好啦。3.Why would they overlap？高淨值資產(HNW)人士通常都會想可以直接接觸到一啲investment banking既products例如secondary offers同埋issuances，甚至係一啲對沖基金同埋私人股票基金等等。係依個情況下，private bankers就要同investment bankers合作去確保佢地既clients可以投資到investment banking products。另外，好多private banking clients都係business owners，佢地可能需要一啲重組或者係售賣佢地business既建議，依個情況就可能需要investment bankers既意見啦。希望你而家對private banking同investment banking都有更加深入認識啦，如果你想知道點樣prepare自己先可以應付到private banking既interview既話，記得follow我地既instagram呀，遲啲小編就會話比大家知private banking interview有咩特別同埋有咩方法可以入到private banking架啦！