- Financial Analyst - 係大公司嘅CFO同 iBank MD有咩分別? 行業多面睇

之前就講到financial analyst究竟係做緊啲咩啦，但係小編相信大家嘅眼光應該唔係淨係去到呢度為止架？每個讀緊finance嘅同學仔一定有諗過一係就做CFO，一係就入Ibank架啦，呢兩份夢寐以求薪高糧準嘅工又會有咩分別呢？首先講下CFO先啦～CFO管理公司嘅Corporate Finance department，佢嘅bonus一定係同business表現掛鈎嘅。CFO有4大職責要做嘅：要同唔同部門協調去達到net income嘅target，幫助CEO去處理有關finance & strategic嘅決定，keep住令regulators同埋auditors開心同埋去發掘自己條team嘅人才再加以運用。如果你想更上一層樓，就可以hold多啲Meetings去同唔同員工同埋CEO溝通，仲要平衡返季度net income嘅目標同埋投資獲得足夠嘅長期回報。[How to become?]CFO都係靠內部晉升嘅，但係要經常同同regulators維繫好關係，要識得processes, operations, and different divisions，仲要真係meet到net income target先至有機會比你去上位。[Pay & Bonuses?]CFO透過同CEO合作制定financial plan，而得出嘅net income target就會成為你Bonus嘅來源。如果keep住令regulators滿意同埋協助你條team去grow，你會得到maximum嘅bonus！[Location and Lifestyles?]你要出走去唔同嘅plants同offices，亦都要飛返去總部開會（如果間公司好大嘅話），要有心理準備要同屋企人每二至四年定居喺唔同嘅地方。至於Ibank嘅Managing Director就有3大範疇嘅工作，包括同clients, PE firms同埋VC firm聚餐聯誼，同潛在客戶打好關係，監管好每一個deal嘅execution。你會似係一個free agent，經常喺唔同銀行遊走，係因為你都已經儲落一堆忠心嘅客戶跟住你。如果想做得更加好，就要制定好清晰嘅目標，管理好甚至開拓新嘅relationships。[How to become?]坐得上MD呢個位即係你已經做過VP, senior VP或者第二間銀行嘅MD。你會經常地因為第二間銀行有更好嘅待遇而轉工。[Pay & Bonuses?]MD個bonus就好似sales嘅佣金咁，取決於有幾多生意你可以攞到返嚟。[Location and Lifestyles?]要去同唔同客人打交道就即係要經常地工幹，仲要隨時On Call 36小時咁standby去解答任何客人嘅問題。總結返以上嘅內容，CFO其實係比較注重Variety ，係好似跑馬拉松咁要有堅毅耐力先上到位; MD係專注一啲narrowly-defined tasks，但係又喺經常轉工。兩份工都係各有優勢嘅，但係講呢啲好似言之尚早，不如打好啲基礎，由一個financial analyst trainee開始入手啦！我哋新出嘅Strategic and Commercial Finance Externship正正就提供相關機會畀咁多位同學仔啦～想知多啲就快啲去我哋Bio條Link望望啦～